National Dental Plan (Humm)

At Smile Circle, we understand that dental care can be costly, which is why we offer Humm, an interest-free payment plan designed to make it easier for you to get the care you need without financial strain. With this plan, you can spread the cost of treatments from $1,000 up to $12,000 over flexible repayment terms. Processing fees may apply.

How Humm Works

Humm allows you to pay for your treatment through manageable fortnightly installments. Choose from a range of payment terms, including 3, 6, 12, 18, or 24 months—all completely interest-free. Applications are simple, taking less than five minutes to complete, with fast approval to help you get started on your dental care as quickly as possible. Plus, 94% of applicants who meet the lending criteria are approved!

Eligibility Requirements

To be eligible for a Humm payment plan, you must:

• Be an Australian permanent resident or citizen aged 18+
• Hold an Australian driver’s license, aged pension card, or Veteran Card
• Be employed full-time or part-time, working at least 25 hours per week

What Are the Benefits?

• Immediate access to care: Start your treatment without worrying about upfront costs.
• Financial flexibility: Spread the payments over a manageable schedule that fits your budget.
• No interest, ever: Enjoy the peace of mind that comes with interest-free repayments.
• Improved wellbeing: Timely dental care improves health outcomes and a stress-free experience.

Get the Beautiful Smile You Want

With Humm, you don’t have to wait to perfect your pearly whites. Whether you’d like to refresh your smile with veneers or teeth whitening, restore the function of your smile with bridges or dentures, or keep your teeth in tip-top condition with a checkup and clean, Humm can ensure you get the dental treatments you need and want.

National Dental Plan | (02) 9166 7757